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Hey Case, is it okay to talk to the other driver's insurance company? No that's a bad idea for at least two reasons. First, the claims adjuster is not on your side, he works for the insurance company, and it's his job to settle your claim for as little as possible. Second, claims adjusters are skilled negotiators, and every conversation is part of the negotiation. That is, every conversation is an effort to find information to use against you to lower the value of your claim. The bottom line? To protect your settlement, don't talk to the other driver's insurance company; instead, refer all communications to your personal injury lawyer.
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What Should You Do After a California Car Accident?
When you are involved in a car collision, it is important that you immediately or as soon as possible have your car examined for any defects in the car. There might be something wrong with your car that you don't know about because this collision could create greater danger and greater exposure to your own safety. Our Costa Mesa personal accident attorney provides further details.
How to Handle Insurance Companies
When dealing with insurance companies after a car accident, it is vital to be aware of their tactics. They may try to:
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Deny your claim
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Delay the process
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Offer a low settlement amount
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Try to get you to sign a release
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Get you to settle before your injuries are fully healed
Once you understand the insurance companies' tactics, you can be prepared to protect your rights.
Why You Need An Experienced Costa Mesa Personal Injury Attorney
If you are hit by an uninsured driver, don't panic. We take a look at your insurance policy, and when you look at your insurance policy, most policies carry a section that says uninsured or underinsured coverage. The first place you look is there to make sure that you have underinsured or uninsured coverage and to see what the amount is, to see if it is something that is actually going to help you or something that is just barely going to get you by.