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The adjuster just made a final offer but it's less than my medical bills, do I have to take it? No, you got to reject that offer straight out. That's because this is almost certainly not the adjuster's final offer, and even if it is, so what? An offer that doesn't cover your medical bills is not a real offer, it's a negotiating ploy designed to intimidate you. Also, you only get one settlement; if you accept less than your claim is worth, you can't come back later and ask for more money just because you made a bad deal. Reject that so-called offer and call an experienced personal injury attorney.
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Examples of Insurance Company Bad Faith Actions
It is hard for the average person to know when they are being taken advantage of by an insurance company, but at Case Barnett Law, we know how insurance adjusters operate. If you believe your accident or mishap should be covered under your insurance policy and your insurance company does any of the following, they are acting in bad faith:
- Fails to respond to your claim in a timely manner
- Denies, terminates, or suspends your legitimate claim
- Underpays your claim
- Tries to dissuade you from making a claim
- Misrepresents coverage during the application process
- Misrepresents the terms and benefits of your policy in any way
- Makes unreasonable demands for documentation
This is not an exhaustive list; there are many ways an insurance company can act in bad faith. If you are having any difficulty with your insurance company, contact Case Barnett Law for assistance.
The ultimate goal of any insurance company is to make money. They accept your premium payments with the hope that you will never need to make a claim and they will not have to pay out. Even when you do have a legitimate claim, some companies will engage in tactics to avoid or delay paying you to protect their profits. This is known as acting in bad faith and, when this happens, you are entitled to take legal action against them.
Contact Our Costa Mesa Personal Injury Attorney Today
Attorney Case Barnett believes strongly in an insurance company’s duty to uphold their end of a contract, and he will fight for the settlement you deserve when your insurer acts in bad faith. You can be sure the insurance company will have their lawyers arguing their side, so you need to fight fire with fire. When you hire our Costa Mesa personal injury attorney team for your insurance bad faith claim, we will take over all communications with the insurance company and free you up to focus on recovering from the disaster that put you on this journey to begin with. Call us to learn more about the personal attention you will get from our small but experienced law firm.