If you were injured in a car accident you have endless things to take care of. You may be wondering how to get to work after your car was damaged in an accident. Most personal injury law firms will not help you with things like arranging a rental car. At Case Barnett Law we always help our clients to make sure they are able to do the most important thing after an accident: heal.
Often times, the insurance company for the negligent driver will take a really long time to get you a rental car. Here, we discuss how to handle getting a rental car without waiting on the negligent driver's insurance for weeks.
How Can You Get a Rental Car Using Your Own Insurance?
In California, rental car coverage is an option that you can add to your policy. It is called "rental reimbursement" coverage and it pays for a car rental when your own car is being repaired after an accident. You must check your policy or call your insurance company to see if you have rental reimbursement coverage. If you do have this type of coverage you should investigate what the daily limit is on cost. This will insure that you select a rental car that is covered without having to pay the difference out of pocket.
How Can You Get a Rental Car Using the At-Fault Driver's Insurance?
If you don't have rental reimbursement coverage and the other driver was at fault, you can use the negligent driver's insurance company to provide you with a rental car. In order to do this you must first open a claim. Once a claim is open the adjuster will work with you to arrange a rental car. This option, although sometimes the only way to have a rental car paid for, can take days or weeks.
If your car is a total loss the at-fault insurance company may only let you stay in a rental car for a few days after they make you an offer on your car's fair market value. Be careful. Insurance companies are notorious at taking a rental car away from an injured person who is then left having no replacement vehicle lined up.
If you have no rental reimbursement coverage and the other drive is found not at-fault, you will need to make other arrangements to pay for your rental car.
Are you having problems getting a rental car following an accident? Do you need to file a claim for compensation with the negligent driver’s insurance company? Our experienced accident attorneys are here to explain your legal options, help you handle paying your medical bills, and negotiate your settlement with the insurance company for you. Call our office today to schedule a free consultation.
Need More Help? Get Our Accident Book for Free!
If you want more information on having the strongest accident claim possible, download a FREE instant copy of our book The 7 Biggest Mistakes that Can Ruin Your Accident Claim. You can also download our free guide, Ten Mistakes People Make When Dealing With Doctors After an Accident.
If you want to speak to someone at our office call us at (949) 861-2990.