Frequently Asked Questions About Personal Injury Recovery in California

Do I need to hire a lawyer? How long will it take to reach a settlement? How do I prove my loved one was abused in her nursing home? What if the driver who hit me does not have insurance? We tackle these questions and many more in our collection of frequently asked questions. If your question is not answered there, do not hesitate to call us.

  • Page 1
  • How do I get my medical bills paid after an accident?

    If you were injured in a car accident, one of the most important first steps is to seek immediate medical care. Medical treatment for any injury can be expensive—leaving you with a stack of mounting medical bills to deal with. Unfortunately, the insurance company for the negligent driver will most likely not pay your ongoing medical bills while it is investigating and disputing your claim. Here, we discuss how to handle paying your medical bills while you are attempting to settle your claim.

    How Can You Pay Your Medical Bills While Your Accident Claim Is Being Settled?

    You are legally responsible for your medical bills, and your doctor and other healthcare providers do not have to wait until your claim with the insurance company is resolved to be paid. If you do not pay your bills, they could be turned over to a collection agency or you may be sued. Both options will hurt your credit, and you could face other legal consequences—such as having a judgment against you and garnishment of your wages.

    How do you pay your medical bills until you receive your settlement proceeds? Here are some options you may have:

    • Health insurance. If you have health insurance, this should be the main source of payment for your medical treatments. Be certain to provide the hospital and your doctor with your insurance company information. They may try to say that they cannot bill your health insurance company due to your accident. However, this is not true, and you should insist that they send your bills to your health insurance company.
       
    • Med-pay. If you purchased med-pay coverage as part of your automobile insurance policy, you can file a claim to have your medical bills paid through this coverage. It will pay 100 percent of your medical bills up to the policy limits regardless of who was at fault in causing the accident. If you do not have this coverage, you may be able to purchase it to pay for future medical expenses.
       
    • Medi-Cal or Medi-Care. If you qualify for Medi-Cal or Medi-Care—which has strict income and asset requirements—this insurance could pay for your medical care. However, some doctors in California do not accept Medi-Cal or Medi-Care payments.
       
    • Lien. Some doctors will continue to treat you and take a lien against the settlement of your claim. They would receive a payment from your settlement proceeds for the amount that you owe before you receive any money.
    If you have no health insurance and none of the other options are possible, you will need to make other arrangements to pay your medical bills. It is important to keep in contact with the billing department of your doctor and the hospital to keep them updated on the status of your claim. An experienced car accident attorney can contact your medical providers for you and arrange for a lien, a lump sum settlement, or a small payment plan until he can resolve your case.

    Are you having problems paying your medical bills following an accident? Do you need to file a claim for compensation with the negligent driver’s insurance company? Our experienced accident attorneys are here to explain your legal options, help you handle paying your medical bills, and negotiate your settlement with the insurance company for you. Call our office today to schedule a free consultation.

    Need More Help? Get Our Accident Book for Free!

    If you want more information on having the strongest accident claim possible, download a FREE instant copy of our book The 7 Biggest Mistakes that Can Ruin Your Accident ClaimYou can also download our free guide, Ten Mistakes People Make When Dealing With Doctors After an Accident

    If you want to speak to someone at our office call us at (949) 861-2990. 

  • How long do I have to file a car accident case in California?

    The most common causes of car accidents in California are not paying attention, people doing distracted driving because they are on their cell phones and the few times a year when it actually rains, people don't know what to do.  That causes a lot of hysteria on Southern California freeways when all of a sudden two or three raindrops fall out of the air.

    California does have statutes of limitations that can kick you out of court and not allow you file a case if you have waited to long.  Cases are different and so depending on your injury and how you were injured and who injured you.  It is very important that you seek legal advice immediately to determine what the statute of limitations is.

    Generally, in personal injury cases, it is two years from the date of the incident.  If the defendant, potential defendant, is a municipality, a government agency, you have six months to file a proof of claim.  But again this is a situation that you need to talk to an attorney as soon as possible to look at the specific facts of your case.

    Need More Help? Get Our Accident Book for Free!

    If you want more information on having the strongest accident claim possible, download a FREE instant copy of our book The 7 Biggest Mistakes that Can Ruin Your Accident ClaimYou can also download our free guide, Ten Mistakes People Make When Dealing With Doctors After an Accident

    If you want to speak to someone at our office call us at (949) 861-2990.